October 4th, 2009
I was surprised when I received my six month car insurance renewal to see a three dollar increase per month. It may not sound like a lot of money, but when you add it up its eighteen dollars for six months and thirty-six dollars for a year. I could think of better things to spend my money on. I would have understood the increase if I was late on a payment, had an accident or made a claim, but I didn’t. Actually, I was hoping for a decrease as I’ve been a loyal customer and my car is getting older. I’ve yet to call the insurance company, but I will before the renewal down payment is due. The only reason I can see for the increase is all the ridiculous commercials they run month after month. I don’t have to tell you which car insurance company I’m talking about. Once I find a company that’s less expensive with the same coverage amounts and deductible I’ll talk to my current insurance company. I’m hoping they’ll offer me cheap auto insurance to keep my business. If they won’t offer a better deal I’ll look into changing my policy.
It’s not an easy thing to find reliable car insurance, but the internet had change things.
The internet makes it easy to get multiple quotes from different insurance companies with the click of a mouse. If I find an insurance company I like I’ll check out the company on the better business bureau and look for reviews from consumers. Next, I’ll check out how good the company is about paying claims, customer service and how long they’ve been in business. One company may be less expensive, but bad about paying claims. I wish it was cut and dry, but unfortunately not all insurance companies are alike. It’s a lot like buying a vehicle from a dealer, not every dealer has the same prices or vehicles. You have to check out the down payment amount, monthly insurance premiums, interest and monthly payments. Before you buy a new policy it’s important to do you homework.
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