Chronic Chick Talk

Its Time to Buy New Blinds

One of the first things that I did was buy new blinds when I moved into my home 3 years ago. I did not like the plastic blinds from the previous owners. I like to make my home my own home once I move in. It’s really nice to redecorate a new home with new blinds and furniture. I like to have Blinds with a short valance outdoors because I don’t like the dreary winters. I like the sunshine even though it doesn’t like me. I really need to replace the blinds I have now. They are falling apart because they are falling apart. I’ve had to tape the blind slats together. This time I am going to purchase wood blinds for my home. I really like the ones with thinner slats rather wider slats. I also like Trilogy Blinds too. They are energy effective to help you save money on your power bill. Now a days every cent we can save makes a big different. I was really surprised how many different styles of blinds you can buy. The ones that match your décor are very nice, but they wouldn’t work for me. I like to change the colors of my valances.

Struggling to Pay off My Daughters Medical Bills

After my daughters emergency hospital stay, I was left with a medical bill of over 10,000 dollars. The hospital would not negotiate with me to make responsible payments. I tried to explain that I was a single mother struggling to make ends meet. They wanted their money right now or they were going to put a lean against my home. My home was all I had for my hard work. I had no choice, but to contact a debt relief company to get the hospital off my back. I was beside myself because of the harassing phone calls and letters. There was no reasoning with the hospital. I chose debt consolidation because they were able to negotiate with the hospital to reduce the amount of the bill and end the harassing phone calls and letters. They were able to set a plan to reduce the debt and I was able to pay off the bill early. The Debt Relief company had me set a separate account where the money for the hospital bill was sent. Once a month I paid the bill. After I paid off the bill I continued to save the money in the same savings account. Now I have a nice nest saved in case an emergency happens from a broken down car to another medical bill. During the process of paying of the bill I learned the importance of saving for a rainy day.

How to Save Money on a Tight Budget

Many of us are trying to find ways to save money, so I decided to share a few things I do to save money.

1. I match up the coupons with the store ads. Many times the stores know when the coupons are coming out. Sometimes its not smart to buy the items right then because many times the stores increase the prices when the coupons come out.

2. I quit using downy or any alternative for a few diffrent reasons. I’ve noticed that the downy is watered down and the price is almost the same price as a gallon of gas. I never thought I would be paying the same price for gas and downy. I now use 1/2 cup of vinegar in my downy ball and it works well. You don’t have to worry about having a vinegar smell and your clothes are still soft. I have used up to a whole cup of vinegar and still have no vinegar residue

3. I decide on my grocery list by what’s on sale in the store ads. Sometimes the prices aren’t sales so you have to watch out for this.

4. I use coupons for a lot of my purchases.

5. If I go to a store that’s suppose to have something on sale and they ran out I ask for a rain check. This also works great because you can find a coupon to go with the rain check.

6. Some stores you can use a manufactured coupon and a store coupon. You should check with the store.

7. CVS had a great program called extra care bucks where you use a red and white card that looks like a credit card. You can this and save a lot of money. You get extra care bucks when you purchase certain items. A couple of weeks ago I bought 5 bottles of dawn dish detergent for thirty some cents. You can also save a lot on toothpaste by matching the coupon up with the store ads.

Well, right now I can’t think of any other ways I save money. When I remember them all I will share them with you. So, Happy Saving Money…